Payday loans are often used to help people navigate the issues associated with unexpected expenses. As the weather gets colder, low temperatures create a whole category of emergency expenses that aren't an issue during the warm months. These weather-related issues can often cause financial situations that even a fast cash loan can't help you with.
Fortunately, preventing these financial disasters isn't terribly difficult. Often, just being aware of why certain things happen can make it easy to take steps to protect your home and your budget.